Real Estate Calculator Suite

Seller Net Sheet & Buyer Closing Costs

Estimate what you will walk away with when you sell, or how much cash you need to buy, using Texas promulgated title rates and Dallas–Fort Worth property tax rates.

Seller Net Sheet

Sales Price

Mortgage Payoff

Include any second lien or HELOC.

Listing Broker Fee

Buyer’s Broker Fee

Property Tax Rate

Concessions / Repairs (optional)

Taxable Value (optional)

After exemptions, from your appraisal notice.

Closing Date

Estimated Proceeds

Estimated Net to Seller

Mortgage payoff: $0
Broker fees: $0
Title & escrow fees: $0
Tax proration credit: $0
Concessions / repairs: $0

See itemized fee schedule

Itemized Fee Schedule See details

Listing broker fee$0.00
Buyer’s broker fee (seller-paid)$0.00
Owner’s title policy (TDI promulgated rate)$0.00
Settlement / escrow fee$675.00
County clerk recording fee (lien release)$36.00
Texas title guaranty fee (TTIGA)$2.00
Property tax proration (—)$0.00

Texas property taxes are paid in arrears, so the seller credits the buyer for taxes from January 1 through closing. Without a taxable value, the estimate uses the sales price. Homestead and over-65 exemptions lower your actual bill.

Buyer Closing Costs & Payment

Home Price

Down Payment

Interest Rate

Freddie Mac PMMS avg., Sep 24, 2026.

Loan Term

30 Year 15 Year

Property Tax Rate

Insurance (% / yr)

MUD / PID Rate (optional)

Origination / Points (optional)

Lender & Third-Party Fees

Appraisal, underwriting, credit report, survey. See your Loan Estimate.

Survey coverageArea & boundary amendment, usually buyer-paid. HOA / planned developmentAdds the T-17 endorsement.

Estimated Cash to Close

Total Cash to Close

Down payment: $0
Title & settlement fees: $0
Lender fees: $0
Prepaids & escrows: $0

Loan amount: $0
Monthly principal & interest: $0
Est. monthly payment (PITI): $0

See itemized fee schedule

Itemized Fee Schedule See details

Title policy & endorsements

Lender’s title policy (simultaneous issue)$0.00
T-19 restrictions, encroachments & minerals$0.00
T-30 tax deletion$0.00
T-36 environmental protection lien$0.00
T-17 planned unit development$0.00
Survey amendment on owner’s policy$0.00
Texas title guaranty fee (TTIGA)$0.00
Settlement / escrow fee$675.00

Lender charges

Origination / discount points$0.00
Lender & third-party fees$0.00

Prepaids & escrows

Prepaid interest (15 days)$0.00
Homeowners insurance (12 mo. + 2 mo. escrow)$0.00
Property tax escrow (3 months)$0.00

Title premiums and endorsements follow Texas Department of Insurance promulgated rates effective March 1, 2026. The seller normally pays the owner’s policy. Lender charges vary; your Loan Estimate has the exact figures.

Get exact numbers from Gary

These figures are estimates for planning only and are not a Loan Estimate, Closing Disclosure or title commitment. Property tax rates are 2025 combined rates for each city’s primary school district (updated September 2026) and vary by school district, special districts and exemptions. Escrow and recording fees vary by title company and county. Broker compensation is negotiable and not set by law. Information deemed reliable but not guaranteed.

Est. Net to Seller $0 See results ↓

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